Audrey offers Virtual Sessions with Cultivate Therapy based in Jersey City, NJ. Cultivate Therapy is very insurance savvy and is committed to work with your out-of-network benefits. Once you book your free consult, we’ll collect your insurance information and check your out of network coverage. Your coverage and cost estimate will be thoroughly explained to you prior to your first session.

While you are working with Audrey, your fee will be collected on the day of your session, your claim will be submitted immediately, and your insurance will reimburse you based on your insurance plan.

Things to Consider:

  • After meeting your out of network deductible, you can expect a 50-70% of the session fee reimbursed.
  • If you use your HSA or FSA funds, that saves you an extra 30% on your therapy costs.  
  • You probably have an out-of-pocket max and if you meet that, therapy is free for the rest of the year!
  • So, while our session fee is $200, our average client ends up paying $50-$90.